Toal is an email virus-worm. It uses ICQ White Pages to look for email addresses so the spreading is limited to ICQ users. It also has functionality to spread trough local network but due to a programming error the worm crashes when it tries to browse the network.
Since the virus infects 'explorer.exe' that is always locked the system must be cleaned from DOS. The virus shares the C: drive with full access so that share has to be removed.
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The virus does not work on Windows NT system due to a Windows 9x/ME specific property.
The origin is most likely Brasil (judging from the messages it has inside). By the time of description creation the worm was not in the wild.
The messages the worm sends have randomly chosen Subject: line but the attachment name is fixed ('BINLADEN_BRASIL.EXE').
When the attachment is executed it infects 'hh.exe' (HTML Help executable) and 'explorer.exe' in the windows directory. The worm body is dropped to the Windows directory with a random three character long name. This file is added to 'system.ini':
[boot] shell=Explorer.exe XXX.exe
The worm does not have a destructive payload. After starting sometimes it displays a message.