Skulls.K is a variant of SymbOS/Skulls.C trojan, the main differences being that Skulls.K contains Cabir.M not Cabir.F and that Skulls.K contains similar flashing skull as Skulls.D
Skulls.K is a malicious SIS file trojan that replaces the system applications with non-functional versions, drops SymbOS/Cabir.M worm in to the phone and disables third party applications that could be used to disinfect with such as FExplorer, EFileman.
Skulls.K tries to disable F-Secure Mobile Anti-Virus by replacing it's files with non-functional versions. However as F-Secure Mobile Anti-Virus is capable of detecting Skulls.K using generic detection. The Anti-Virus will detect the infected SIS file and prevent it from being installed. Provided that the Anti-Virus is in realtime scan mode as it is by default.
The Cabir.M worm dropped by Skulls.K is already detected with generic detection as Cabir.Gen. So the Skulls.K is already detected and stopped without need for updated Anti-Virus database.
If Skulls.K is installed only the calling from the phone and answering calls works. All functions which need some system application, such as SMS and MMS messaging, web browsing and camera no longer function.
If you have installed Skulls.K, the most important thing is not to reboot the phone and follow the disinfection instruction in this description.